“Als ondernemer heb ik via HypotheekContact binnen enkele dagen een hypotheek gekregen en mijn droomhuis gekocht”
M. Benaicha, directeur HBhousing
As an expat you can buy a house in the Netherlands and get a mortgage.
For entrepreneurs and freelancers the same rules apply. It does not need to be complicated for you to get a mortgage. Not even if you own a company which is based abroad.
However, there are two fixed requirements for distribution.
If you are an EU citizen, the application by nearly all banks will be equally treated as for a regular Dutchman.
If you are an non-EU national, it can be somewhat complicated. Tell us where you come from and we’ll tell you what your options are.
As an expat it may be that you qualify, for example, the 30% ruling. Your employer can apply for this arrangement to the tax authorities if you have exceptional qualities as an employee.
This means among other things that you do not have to pay taxes on the first 30% of your income, which can be interesting for the amount of your mortgage.